Our self-hosted microfinance software helps microfinance institutions, NBFCs and lending businesses manage members, groups, loans, repayments, field collections and accounting in one connected system — deployed on infrastructure you control.
Built to bring your lending operations into one organized workflow.
Overview
Monitor your lending operations
1,248
+12.4%
824
+8.2%
₹18.6L
+14.6%
₹42.3L
Tracked
Illustrative dashboard data
Loan approved
Group A · Member #1042
Collection recorded
Branch North · Cash
Loan disbursed
Group B · Member #1087
A lending business does the same work every day. It registers members, forms groups, creates loans, approves and disburses them, follows repayments and keeps the accounts right. Software covers each of these steps in one system.
Every step links to the one before it. A collection traces back to an installment, the installment to a loan, and the loan to a member, a group and a branch. That link is why a manager can trust the outstanding figure without checking a register, a spreadsheet and an accounts file.
Microfinance institutions and companies
Group-based lending with branches, field officers and daily, weekly or monthly collections.
NBFCs and loan lending businesses
Loan products, approval before disbursement, installment schedules and accounting in one place.
Small and mid-sized lenders
A structured system to replace registers, spreadsheets and separate accounting files.
Branch and field teams
Branch managers, accountants and field officers working from the same loan records.
Every loan follows the same path. The system keeps each stage connected, so nobody re-enters the same information in a register, a spreadsheet and an accounting file.
Step 01
Register the member under a branch and place them in a group.
Step 02
Select the member, group and loan product. Enter the amount and repayment terms.
Step 03
The loan is reviewed and approved before it can be disbursed.
Step 04
Disbursement is recorded against the loan, by cash or bank.
Step 05
A schedule of daily, weekly or monthly installments is created with principal and interest.
Step 06
Field collections are recorded against the loan and installment.
Step 07
Disbursements, principal and interest post as double-entry accounting records.
Step 08
Managers review outstanding amounts, collections and branch activity.
One connected lending process
Member, loan, installment, collection and accounting data stay connected throughout the workflow.
Ten working areas, each covering a part of how a microfinance or loan lending business actually runs.
Every borrower is a member record linked to a branch and a group. Groups sit under branches and are handled by assigned field officers, which is how most group lending is organised on the ground.
A loan is created from an application, moves through approval, and is disbursed. After that, the same record carries the schedule, payments and outstanding balance until the loan is closed.
Set up the loan products you offer once, then create loans from them. Each product carries the lending rules staff should not have to re-enter for every loan.
The repayment schedule is generated from the loan terms, so staff do not calculate installments by hand. Each installment shows what is due and what has been paid.
Collections are recorded against the loan and installment they belong to. Each entry carries a payment mode and a status, so the office can see what is pending, approved or rejected.
Field officers work with the branches, groups, members and loans assigned to them. Managers can see what each officer has collected without waiting for a manual report.
Lending transactions and accounting are linked. When a loan is disbursed or a collection is approved, the matching double-entry records are part of the same workflow rather than a separate re-entry job.
Each branch has its own members, groups, loans, collections and accounts. Day closing gives every branch a defined end to its daily activity.
The dashboard and reports are built from the same loan, collection and accounting records, so the numbers managers see match the numbers staff enter.
Each user gets a role, and the role decides what they can see and do. Controlled access and traceable records make internal review and audits easier.
Your lending operation, connected in one system.
From member onboarding to collections, accounting and reporting.
Staff create a loan by choosing the member, the group and a loan product. The product supplies the interest and repayment rules. The loan is approved, disbursed, and then tracked through every installment until the balance reaches zero.
Member and group
The borrower and the group the loan belongs to.
Loan amount
The principal to be approved and disbursed.
Repayment frequency
Daily, weekly or monthly installments.
Installment schedule
Due dates with the principal and interest in each installment.
Charges and penalty
Applied where the loan product or policy calls for them.
Outstanding balance
What remains to be collected after every payment.
Dorii Lending
Loans / Application
Loan amount
₹50,000
Principal
Interest
18%
Reducing balance
Repayment
Weekly
24 installments
Member details
ChangeRajesh Sharma
Member ID · MBR-00248
Group
Shakti Group
Branch
Siliguri
Loan product
ChangeMicro Enterprise Loan
Standard lending product
Processing fee
1.5%
Tenure
24 weeks
Repayment schedule
Installment preview
Ready for review
Loan details and repayment rules configured
Run Dorii on your own servers or private infrastructure instead of a shared multi-tenant cloud, with our team handling setup and support.
Deployed on your own servers or private cloud, so member, loan and accounting data stays within infrastructure your institution controls.
Our team handles installation on your infrastructure and provides ongoing support after go-live.
Collection is where most lending businesses lose track. Money is received in the field, written in a book, and reaches the office later. Dorii records each collection against the loan and installment it belongs to, with a status the office can act on.
Collection operations
Record payments, review collection status, and monitor field activity across branches and groups.
Collections
₹48,250
Today's activity
Pending
12
Awaiting review
Collection flow
Find the right installment
Filter by branch, group or member to reach the loan and the installment that is due.
Record the collection
Enter the amount received and the payment mode. The system splits it into principal and interest.
Review the status
Each collection is pending, approved or rejected, so the office can check entries before treating them as final.
Accounting follows
Approved collections are reflected in the cash or bank ledger, loan receivable and interest income.
Field collection
Review payments recorded by your field team.
Field officer
Assign and track collection activity.
Loan & installment
Connect each payment to its source.
Review status
Manage pending and approved entries.
Because every collection is tied to a field officer, branch and group, managers can compare collection activity across teams.
See how collections reach accountingConnect your loan operations with double-entry accounting. Loan disbursements, collections, principal, and interest flow into the accounting records without maintaining separate manual books.
Loan-linked journal entries
Record disbursement, principal repayment, interest, and other lending events through the same workflow.
Branch-wise financial control
Track cash, bank transactions, and financial activity across individual branches.
Day closing and reporting
Close daily branch activity and generate reports from the same underlying financial records.
Ledger names and journal entries depend on your accounting setup.
Branch accounting
Entry type
Loan collection
Branch
Main branch
Reference
COL-002481
Journal lines
INRCash account
Asset · Debit
₹100.00
Loan receivable
Asset · Credit
₹96.49
Interest income
Income · Credit
₹3.51
Accounting workflow
From lending activity to financial records
Managers and owners can monitor lending activity, collections, outstanding balances, and branch performance using the same records staff work with every day.
How many loans are running, by branch, group or product.
Principal and interest still to be collected across the portfolio.
What was collected, by whom, in which mode and with what status.
What was lent out, when, and from which branch.
Membership and group strength for every branch.
A side-by-side view of how each branch is performing.
Overview
Active loans
—
Across all branches
Outstanding
—
Total balance
Collections
—
Recorded activity
Branches
—
Branch performance
Recent activity
Lending operations
Loan activity
Applications and approvals
Member activity
Groups and member records
Financial reports
Collections and accounting
One source of operational data
Dashboard, reports, and accounting
From manual work to connected operations
Registers and spreadsheets may work for a small operation. As branches, members, loans, and collections increase, keeping everything synchronized becomes a daily challenge.
Before
Records in different places
Member, loan, collection, and accounting information can become difficult to keep synchronized.
Harder to get the full picture
Managers spend time checking registers and spreadsheets to understand current activity.
Repeated data entry
The same lending information may need to be recorded again for reporting or accounting.
Software
One connected lending system
With our Software
Members and groups
Loan applications and approvals
Disbursement and installments
Collections and field activity
Accounting and financial reports
Instead of maintaining separate records for different parts of the business, your lending activity can follow one workflow from member to loan to collection to accounting.
Designed for Indian lending operations
The workflows in this software come from how microfinance is run in India: members organised into groups, field officers collecting weekly or daily, branches keeping their own books, and owners who want to know the outstanding figure at the end of the day.
Group-based lending
Organise members into groups and manage lending around the way field teams operate.
Daily & weekly collections
Support repayment schedules that match your collection cycle.
Branch-wise operations
Keep branch activity, users, collections, and accounting organised by branch.
End-of-day visibility
Give owners and managers a clearer view of outstanding and daily lending activity.
Group lending and field collection also work in many other markets. If you operate outside India, we can discuss your currency, reporting, and process requirements in a demo.
See how Dorii connects members, loans, collections, accounting and branch operations in one system.
Tell us a little about your business and we'll show you how Dorii can fit your workflow.
No obligation. We'll get back to you to understand your requirements.
Questions lenders ask about microfinance and loan management software.
Microfinance software manages the day-to-day work of a lending business: member and group records, loan products, applications, approval, disbursement, installment schedules, collections, accounting and reports. Dorii's microfinance software also covers branches, field officers and role-based access.
General loan management software usually focuses on individual loans. Microfinance software adds what group lending needs: groups of members, field officers, frequent collections and branch-wise operations. Dorii covers both the loan lifecycle and these microfinance workflows.
It is for microfinance institutions, microfinance companies, NBFCs and other lending businesses. It suits small and mid-sized organisations with branches, groups and field collection teams.
Yes. Loan products can use flat or reducing-balance calculation. The installment schedule shows the principal and interest in each installment.
Yes. Repayment frequency can be daily, weekly or monthly, and the installment schedule is generated from the loan terms.
Collections are recorded against the loan and installment. Each one has a payment mode and a status of pending, approved or rejected. Staff can filter by branch, group or member to find the right entry.
Yes. It includes double-entry accounting connected to lending. Loan disbursement, principal collection and interest collection are reflected in accounting, along with cash and bank transactions and branch-wise records.
On disbursement, the loan receivable is debited and cash or bank is credited. On collection, cash or bank is debited, with credits to loan receivable for the principal and to interest income for the interest. Ledger names shown here are examples.
Branch-level roles such as branch administrator and branch manager are designed for branch teams. Members, groups, loans, collections and accounting are organised branch-wise, and head office can review across branches.
The roles are super administrator, branch administrator, branch manager, accountant, field officer, data entry user and viewer. Each role has access matched to its responsibility.
It is designed around Indian lending practice, including group lending, field collections and branch operations. The same workflows are used by lenders in other markets. If you operate outside India, share your currency, reporting and process requirements in a demo so we can discuss fit.
Dorii builds business software around real operating workflows. Tell us how your organisation lends and collects, and we will discuss which requirements the platform covers and what would need to be added.
Request a live demo. Bring your loan products, branch structure and collection process, and we will walk through them in the system.
Yes. We handle installation on your servers or infrastructure and provide ongoing support after deployment, so your team isn't managing the self-hosted setup alone.